Ashlar Ledger Figures you can build on.

UK Landlord Starter Kit

Figures you can build on.

Three UK landlord tools in one pack: a buy-to-let yield calculator, a tenant-screening scorecard with the same questions and scoring for everyone, and a one-page area comparison. Google Sheets: import the .xlsx; most features work.

See the kit Read the guides
  • Google Sheets: import the .xlsx; most features work.
  • 2026/27 purchase-tax rates England, Northern Ireland, Scotland and Wales, cited to official sources.
  • Figures checked 11 November 2026, against the cited government sources.
  • Not advice These packs are not financial, tax or legal advice.

The Landlord Starter Kit

The three tools, and the bundle at £36.99, which is £3.98 less than buying them separately.

Cover for the Ashlar Ledger Buy-to-Let Yield Calculator: yield, cashflow and purchase tax in one workbook, priced at £17.99.

Buy-to-Let Yield Calculator

Buy-to-Let Yield Calculator

Work out gross yield, net yield, cashflow and purchase tax for a UK buy-to-let, with 2026/27 purchase-tax rates for England, NI, Scotland and Wales, cited to gov.uk, Revenue Scotland and Welsh Revenue Authority sources. Figures checked 11 November 2026.

  • 2026/27 purchase-tax rates for England, Northern Ireland, Scotland and Wales, cited to official sources.
  • Results dashboard: gross yield, net yield, monthly cashflow, cash-on-cash, break-even rent and purchase tax.
  • A cash-flow chart, plus an own-name versus limited company comparison that is not tax advice and makes no recommendation.
  • Two worked examples, marked as example data, not real figures, plus a filled copy, a blank copy and a ten-minute quick start.

£17.99

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Cover for the Ashlar Ledger Tenant Screening pack: a UK scorecard and templates, priced at £12.99.

Tenant Screening pack

Tenant Screening pack

Run one consistent test for every applicant, with a UK scorecard, reference-request letters, and a Right to Rent checklist for England.

  • A scorecard that applies the same test to every applicant. The income multiple is your figure, not a legal minimum.
  • No boxes for children, benefits as a reason to refuse, or any protected characteristic.
  • Right to Rent and Renters' Rights Act material in this pack is England only. You must not charge the applicant a referencing fee.
  • Deposit caps are looked up for England, Scotland and Northern Ireland. Wales has no verified numeric cap wired.
  • Word templates for employer, previous-landlord and guarantor references, plus a filled copy, a blank copy and a ten-minute quick start.

£12.99

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Cover for the Ashlar Ledger Area Comparison template: a one-page Excel template, priced at £9.99.

Area Comparison template

Area Comparison template

Compare up to four areas on one A4 landscape page, with gross yield and your own 1-to-5 judgements, each pointing at a source.

  • Type a typical price and a typical rent for up to four areas. The sheet calculates gross yield.
  • Add your own 1-to-5 judgements for crime, schools, transport, amenities and demand, each pointing at a source.
  • A weighted score ranks the areas against each other. It is a relative ranking, not a published rating.
  • Set to print on one A4 landscape page, with a filled copy, a blank copy and a ten-minute quick start.

£9.99

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How it works

Each pack is a downloadable spreadsheet and document set that you fill in yourself.

  1. Choose a tool or the bundle

    Buy the three tools together for £36.99, or pick the Yield Calculator, Tenant Screening pack or Area Comparison template on its own.

  2. Download the pack

    After payment on Payhip, you get an instant download: Excel workbooks, and Word templates where they apply. Google Sheets: import the .xlsx; most features work.

  3. Open the file and type your figures

    Gold input cells are yours to change. Choose the nation the property is in where the sheet asks for it. Everything else updates automatically.

  4. Use the examples and the quick start

    Each tool includes a ten-minute quick start, a filled worked example labelled as example data, and a blank copy.

Letting-agent fees are a user input: no typical fee was found on a government source. On the yield calculator, current 2026-27 law is the default. Optional 2027-28 paths are labelled as legislated, not in force, or announced, not in force.

Guides for UK landlords

Plain-English notes on rental yield, area research, tenant screening, the Renters' Rights Act and Making Tax Digital, with official sources cited in each article.

Guide

How to Calculate Buy-to-Let Rental Yield in the UK (2026/27)

Rental yield is usually the first number anyone quotes about a buy-to-let, and it is also the number most often quoted badly. A listing that promises "7% yield" might be using the asking price, the best-case rent and no costs at all. Yours should be built from figures you can defend.

Read the guide

Guide

How to Compare Areas Before Buying a Buy-to-Let (UK Guide)

Many buy-to-let mistakes happen before any viewing, when an area is chosen on a hunch or one impressive yield figure and the numbers are then made to fit.

Read the guide

Guide

Tenant Screening Checklist for UK Landlords (England 2026)

Good screening protects you and the people applying. Done well, it is a consistent, documented process: the same questions, tests and paperwork for everyone. Done badly, it can break the law before a tenancy starts.

Read the guide

Guide

Right to Rent Checklist for Landlords in England (2026)

If you let a home in England, you must check that the people who will live there have the right to rent before the tenancy starts. The check is quick once you know the steps, but the rules changed on 1 October 2026, when a new Home Office code of practice came into force. This checklist walks through who to check, how to check them, when to check again and what records to keep.

Read the guide

Guide

Renters' Rights Act Checklist for Landlords in England

The Renters' Rights Act 2025 is the biggest change to private renting in England in more than 30 years. The main tenancy changes came into force on 1 May 2026, and more is still to come, including the new landlord database. This checklist sets out what is already law, what each landlord should have done, what to keep on top of now and what is announced but not yet in force.

Read the guide

Guide

PRS Database: When Landlords in England Must Register

The Renters' Rights Act 2025 creates a database of private landlords and rented homes in England. On gov.uk it is called the Register your rental property service, and you may also see it called the PRS Database or the landlord database. Landlords will register themselves and each let property, and pay a fee per property.

Read the guide

Guide

Making Tax Digital for Landlords: Dates and Thresholds

Making Tax Digital for Income Tax (MTD) changes how many UK landlords deal with HMRC. Instead of one tax return a year built from a shoebox of receipts, you keep digital records, send a short update every three months and then file your tax return through software. It started on 6 April 2026 for landlords and sole traders with qualifying income over £50,000, and the threshold is set to fall in 2027 and 2028.

Read the guide

Guide

MTD Qualifying Income for Landlords: What Counts

Whether you have to use Making Tax Digital for Income Tax (MTD) depends on one number: your qualifying income. For landlords it is easy to get wrong, because it is based on your rent before expenses, not your profit. This guide explains what counts, what does not, and how HMRC works it out, using the examples on gov.uk.

Read the guide

Questions

Short answers taken from the product listings. The tools themselves are not advice.

What is in the Landlord Starter Kit?

Three UK landlord tools: a Buy-to-Let Yield Calculator, a Tenant Screening pack, and an Area Comparison template. You can buy them separately or together as a bundle.

What format do I get?

Excel workbooks. Google Sheets: import the .xlsx; most features work. The screening pack also includes Word templates. Each tool ships with a filled worked example (labelled as example data, not real figures), a blank copy and a ten-minute quick start. Downloads are instant after payment.

How much is the kit?

The Yield Calculator is £17.99, the Tenant Screening pack is £12.99 and the Area Comparison template is £9.99. The bundle is £36.99, which is £3.98 less than buying the three tools separately (£40.97).

Is this financial, tax or legal advice?

No. These products are spreadsheet and document packs for UK landlords. They are not financial, tax or legal advice. Always confirm figures with a solicitor, a tax adviser and the cited source. Figures were checked on 11 November 2026.

Which parts of the UK do the tools cover?

The yield calculator looks up 2026/27 purchase-tax rates for England, Northern Ireland, Scotland and Wales, cited to gov.uk, Revenue Scotland and Welsh Revenue Authority sources. Right to Rent and the Renters' Rights Act material in the screening pack is England only. Deposit caps in that pack are looked up for England, Scotland and Northern Ireland. Wales has no verified numeric deposit cap wired.

Are the worked examples real figures?

No. Worked examples are clearly marked as example data, not real figures.

Does the own-name versus limited company comparison tell me which to use?

No. The comparison on the yield calculator shows an illustrative annual after-tax profit for the same property, with corporation tax and dividend tax calculated from verified rows. It is not tax advice and it makes no recommendation: the difference row is a difference, not a recommendation. Transfer costs, capital gains tax and stamp duty on incorporation, and director salary and National Insurance, are excluded.